About us
At Optimal Lending Solutions, we prioritize realistic expectations, clear communication, and a seamless process. By focusing on your goals and investment strategy, we provide financing that supports success and maximizes results.
Our Services
How I can help your business
Strategic financing for investors at every stage. From DSCR purchases and cash-out refinances to fix & flip projects, we provide reliable funding, transparent terms, and a fully managed process to help you close with confidence at all stages.
Consolation
Our consultation begins with a private session to understand your investment goals, timeline, and financing needs. We listen carefully to your objectives and provide guidance on the best options to help you achieve them.
Valuate property income
We carefully evaluate each property, reviewing cash flow, market trends, and investment potential to provide clear insights and realistic expectations for your financing options.
Find best loan option
We match you with the optimal financing option, ensuring terms, leverage, and structure align with your objectives and property potential.
Get Soft terms
Our team provides a straightforward summary of soft terms, giving you a clear picture of your financing options and projected outcomes.
Meet Conditions
Our team helps you complete and submit all necessary documentation to meet lender conditions, keeping the process organized and stress-free.
Close
We guide you through the final steps, coordinating with all parties to ensure a smooth, timely closing so you can take ownership and start executing your investment plan with confidence.
At Optimal Lending Solutions, we are more than lenders—we are real estate investors ourselves. We’ve experienced firsthand the challenges of acquiring, refinancing, and renovating investment properties using traditional financing, and we quickly realized that income verification and conventional underwriting often create unnecessary hurdles for serious investors.
Through our own investing journey, we discovered the power of DSCR loans and fix & flip financing. These products allow investors to qualify based on the property’s performance, not their personal income, enabling faster approvals, greater leverage, and the flexibility needed to execute deals efficiently. By utilizing these loans ourselves, we saw how they open doors for portfolio growth, increase cash flow opportunities, and allow investors to act quickly in competitive markets—something conventional loans rarely allow.
Our experience gives us a unique perspective: we understand what it’s like to be on the other side of the transaction. We know how crucial timing, clarity, and reliable financing are when executing real estate deals. That’s why we built Optimal Lending Solutions—not just to fund transactions, but to guide investors through every step, from evaluating properties and reviewing terms to navigating lender requirements and closing deals smoothly.
We believe in realistic valuations, transparent processes, and honest communication. Every recommendation we make is rooted in practical experience, deep market knowledge, and an understanding of the real-world challenges investors face. Our mission is to provide financing solutions that are fast, flexible, and reliable, empowering investors to scale their portfolios, maximize returns, and achieve their long-term objectives with confidence.
At Optimal Lending Solutions, we’re committed to being more than a lender—we’re your partner, advocate, and guide in every investment decision.
Testimonials
What clients are saying
"Working with Edward was transformative. His valuation insights and negotiation strategy helped us secure a deal far above our expectations."
Charlotte Miles
Business Owner
"Edward supported us throughout a complicated acquisition. His calm, structured approach took the pressure off entirely."
Daniel Foster
Investor

Let's talk about your business goals.
Whether you're planning a sale, acquisition, or valuation – Edward is ready to help.
Mon–Fri, 9am–5pm
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